No matter your credit score or history, JDBNOW is determined to give everyone the opportunity to secure funding for a quality car.
For those who have bad or no credit, the purchase of a car through a traditional dealership can be an extremely difficult process. Since most dealerships rely on outside financial institutions to assess and approve loan applications, those with bad or no credit may be left unable to purchase the car they want.
Buy Here Pay Here dealerships, like JDBNOW proudly offer our customers with flexible in-house financing. We aren’t at the mercy of third-party banks or other financial institutions when making a decision on your loan application.
With Buy Here Pay Here dealerships, the approval process is made faster than ever. Bypassing the need for outside financial institutions, JDBNOW reduces the necessary steps to acquire the car you desire, meaning some people can get same-day approvals and drive off with no down payment!
Same-day approvals: Choose a car and drive it away the same day.
Financing based on YOU, not your credit score: Our application process looks at your complete financial picture.
Realistic down payments you can afford: Low upfront costs help you stick to your budget.
Low payments that fit your payday schedule: We can give the breathing room you need to pay your car loan and bills.
Monthly credit reporting to help build your credit: Take an opportunity to raise your credit score with regular payments.
Same-day approvals: Choose a car and drive it away the same day.
Financing based on YOU, not your credit score: Our application process looks at your complete financial picture.
Realistic down payments you can afford: Low upfront costs help you stick to your budget.
Low payments that fit your payday schedule: We can give the breathing room you need to pay your car loan and bills.
Monthly credit reporting to help build your credit: Take an opportunity to raise your credit score with regular payments.
Past Repossession?
If you've experienced a repossession in the past, the idea of getting behind the wheel of a new car may seem like an impossibility. However, thanks to the flexible in-house financing, getting a car despite a past repossession is entirely possible. We understand that life can throw us curveballs, and a repossession shouldn't be the sole factor that keeps us from the reliable transportation we need. That's why we are dedicated to helping individuals with all credit histories, including those who have experienced repossession in the past. By providing personalized financing solutions and an extensive selection of quality, pre-owned vehicles, JDBNOW ensures that you have the opportunity to own a car, even if you've had a rocky financial past. So, don't let your past repossession hold you back.
No Down Payment?
Getting approved for zero down may seem like a daunting task. Be prepared to provide all necessary documentation, such as proof of income, residency and have valid driver's license, in order to speed up the approval process. Be open and honest about your financial situation, and demonstrate that you are committed to making timely payments on your car loan. By following these steps, you can increase your chances of getting approved at for zero down and driving off the lot in the car of your dreams.
If you've experienced a repossession in the past, the idea of getting behind the wheel of a new car may seem like an impossibility. However, thanks to the flexible in-house financing, getting a car despite a past repossession is entirely possible. We understand that life can throw us curveballs, and a repossession shouldn't be the sole factor that keeps us from the reliable transportation we need. That's why we are dedicated to helping individuals with all credit histories, including those who have experienced repossession in the past. By providing personalized financing solutions and an extensive selection of quality, pre-owned vehicles, JDBNOW ensures that you have the opportunity to own a car, even if you've had a rocky financial past. So, don't let your past repossession hold you back.
Getting approved for zero down may seem like a daunting task. Be prepared to provide all necessary documentation, such as proof of income, residency and have valid driver's license, in order to speed up the approval process. Be open and honest about your financial situation, and demonstrate that you are committed to making timely payments on your car loan. By following these steps, you can increase your chances of getting approved at for zero down and driving off the lot in the car of your dreams.
How do I know if a Buy Here Pay Here is right for me?
You have bad credit or no credit history and can't get approved for a traditional car loan from a bank or credit union.
You need a vehicle immediately and don't have time to save up for a large down payment or improve your credit score.
You prefer to work with a dealer who offers in-house financing rather than dealing with multiple lenders or third-party loan providers.
You want to make payments on your vehicle directly to the dealership rather than making payments to a bank or financial institution.
You appreciate the convenience of being able to shop for a vehicle and secure financing in one place, rather than having to go to multiple locations or websites.
You're looking for a flexible payment plan that fits your budget, rather than being locked into a rigid payment schedule.
You want to establish or rebuild your credit score and see making on-time payments on a Buy Here Pay Here loan as a way to do so.
If you answered yes to any of the following questions, reach out now and get approved!