Disclaimers
How much is the down payment?
A. Our down payments depends on the vehicle. Many of our competitors will require large down payments, but we are able to get our customers into vehicles with a much lower down payment. We have down payments as low as $0.
Do you still have make/model of vehicle I saw online?
A. If the vehicle is online, there’s a good chance that we still have it in stock. We do sell cars quickly and add new cars to our inventory daily. Please contact the store directly or visit one of our dealerships for more information. 1-800-233-9293
Do I need a valid driver’s license?
A. Yes, a valid driver’s license is required. Please bring it with you to the dealership, along with the following items:
- Your 3 most recent pay stubs or “other” proof of income
- Your most recent phone or utility bill to show proof of residence
- Down payment
- Contact information for 3-5 personal references
- Trade title, if you have a trade-in (yes, we take trade ins!)
How long do I need to be employed to qualify for financing?
A. Whether or not you qualify for financing depends on your unique situation. Length of employment isn’t the only thing we look at. It certainly helps to be at your job for a longer period of time, but it’s not necessarily required.
How much money do I need to make each month to qualify for financing?
A. We don’t just look at your credit score or how much you make. This is one of the many reasons why customers with less-than-perfect credit come to us. Our approval process depends on your budget and what you can afford after you pay your other living expenses. We’ll help you figure out the best car payment for you, and put you into a vehicle that meets your needs and your budget.
What are the minimum qualifications for financing?
A. When considering your application for financing, we will look at your income, your expenses and your budget to determine whether you qualify. Since we take many factors into consideration, there is not a set list of minimum qualifications. Feel free to stop by or give us a call today to discuss your individual situation.
How can I find out what specific features a listed vehicle has?
A. You should be able to find details on the vehicle description page. If you have specific questions, feel free to call the store directly or stop in to take a look at one of our five locations.
What is the minimum credit score needed to qualify for financing?
A. At JDBNOW, we look at more than just your credit score when deciding whether or not to approve our customers for an auto loan. We consider things like your income, your budget and your history of on-time payments (rather than just looking at your score alone). Because of that, there is no specific minimum credit score needed to qualify for financing from us.
Do you take trade-ins?
A. Yes, we take trade-ins! No matter the condition of the vehicle, we will take it as a trade-in. Use that money towards your down payment on your next vehicle. Ask about our monthly trade-in promotions.
Can I add a co-signer to my vehicle?
A. Of course! We will need both parties present as the time of purchasing the vehicle. Please make sure both parties bring the following:
- Your 3 most recent pay stubs or “other” proof of income
- Your most recent phone or utility bill to show proof of residence
- Down payment
- Contact information for 3-5 personal references